✦ Micro Loan · Ministry of Housing & Urban Affairs

PM SVANidhi

PM Street Vendor's AtmaNirbhar Nidhi

Collateral-free working capital for street vendors with 7% interest subsidy and digital cashback.

Up to ₹50,000Funding support7% interest subsidy + cashbackIncentivepmsvanidhi.mohua.gov.inOfficial portal

Who can apply

  • Street vendor with Certificate of Vending / ULB letter of recommendation
  • Vending in urban or peri-urban areas

Key benefits

  • Tranches of ₹15k, ₹25k and ₹50k
  • 7% interest subsidy credited quarterly
  • Cashback on digital transactions
  • UPI-linked credit card on prompt repayment

Documents needed

  • Aadhaar
  • Vending certificate / LoR
  • Bank account

How to apply

  1. Apply on portal or CSC
  2. ULB verification
  3. Lender sanction
⚡ Eligibility engine

Am I eligible for PM SVANidhi?

1What are you looking for?
2What's your business type?
3How much funding do you need?
4How old is the business?
5Owner category

Frequently asked

Can a shop owner apply?

It is meant for street vendors; shops should look at Mudra Shishu instead.

Get expert help applying for PM SVANidhi

Related schemes

Information summarised from official guidelines; limits change — always verified against pmsvanidhi.mohua.gov.in before filing.