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MSME categoryMicro

Owner categoryGeneral

As a Micro enterprise, CGTMSE, PMEGP and RAMP are the schemes worth checking first.

⚡ Real-time eligibility engine · under 1 minute

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Browse government schemes

Showing 18 verified schemes

PopularPMEGPPMEGPPrime Minister's Employment Generation ProgrammeFundingSubsidyNew UnitsCredit-linked subsidy for setting up new micro-enterprises in manufacturing and services.Up to ₹50 Lakh projectFunding support15% – 35% subsidyIncentiveEligibility checkView details →Collateral FreeMUDRAMudra Loan (PMMY)Pradhan Mantri Mudra YojanaMicro CreditNo CollateralWorking CapitalCollateral-free loans for non-farm micro enterprises across Shishu, Kishore, Tarun and Tarun Plus.Up to ₹20 LakhFunding supportNo collateralIncentiveEligibility checkView details →High GrowthCGTMSECGTMSECredit Guarantee Fund Trust for Micro and Small EnterprisesCredit GuaranteeLoanMSMECollateral-free term loans and working capital for micro & small enterprises, guaranteed by the government trust.Up to ₹10 CroreFunding support75% – 90% guaranteeIncentiveEligibility checkView details →For StartupsSISFSStartup India Seed FundStartup India Seed Fund SchemeGrantStartupInnovationSeed funding for DPIIT-recognised startups for proof of concept, prototype, trials and market entry.Up to ₹50 LakhFunding supportGrant ₹20L + debt ₹50LIncentiveEligibility checkView details →Venture DebtCGSSCredit Guarantee for StartupsCredit Guarantee Scheme for StartupsCredit GuaranteeStartupDebtGovernment guarantee on loans and venture debt to DPIIT-recognised startups from banks, NBFCs and AIFs.Up to ₹20 CroreFunding supportUp to 85% guaranteeIncentiveEligibility checkView details →Women & SC/STStand-UpStand-Up IndiaStand-Up India Scheme for Women & SC/STWomen EntrepreneursSC/STLoanComposite bank loans from ₹10 Lakh to ₹1 Crore for women and SC/ST entrepreneurs setting up greenfield units.₹10L – ₹1 CroreFunding supportLow margin money (up to 15%)IncentiveEligibility checkView details →Quality GrantZEDMSME ZEDZero Defect Zero Effect CertificationCertificationQualitySubsidySubsidised Bronze, Silver and Gold certification for zero-defect, low-impact manufacturing.Up to ₹5 Lakh supportFunding supportUp to 80% subsidy on costIncentiveEligibility checkView details →Food UnitsPMFMEPMFMEPM Formalisation of Micro Food Processing EnterprisesFood ProcessingSubsidyCredit-linked35% credit-linked capital subsidy for micro food processing units, FPOs and SHGs.Up to ₹10 Lakh subsidyFunding support35% capital subsidyIncentiveEligibility checkView details →Up to 60% Solar SubsidyPM-KUSUMPM KUSUM YojanaPradhan Mantri Kisan Urja Suraksha evam Utthaan MahabhiyanSolarAgricultureSubsidySubsidy on solar pumps and decentralised solar plants up to 2 MW for farmers, FPOs and co-operatives.60% subsidy + 30% loanFunding supportOnly 10% own contributionIncentiveEligibility checkView details →Up to ₹1.5 Cr GrantiDEXiDEX / SPARK GrantInnovations for Defence Excellence — SPARKDefenceDeeptechGrantNon-dilutive grants for startups and MSMEs building defence and aerospace prototypes.Up to ₹1.5 CroreFunding supportUp to ₹10 Cr under iDEX PrimeIncentiveEligibility checkView details →100% Tax Holiday80-IAC80-IAC Tax ExemptionSection 80-IAC Income Tax Holiday for StartupsTaxDPIITStartup100% deduction on profits for any 3 consecutive years out of the first 10 for eligible startups.100% tax exemptionFunding support3-year tax holidayIncentiveEligibility checkView details →Up to ₹10L GrantPRAYASNIDHI PRAYASNIDHI — Promoting and Accelerating Young and Aspiring InnovatorsPrototypeGrantDSTGrant for innovators to build physical prototypes at DST-recognised PRAYAS centres.Up to ₹10 LakhFunding support100% non-dilutiveIncentiveEligibility checkView details →Up to ₹1 Cr SeedNIDHI-SSPNIDHI Seed SupportNIDHI — Seed Support ProgramSeed CapitalSoft LoanEquityEarly-stage risk capital for incubated tech startups for validation and launch.Up to ₹1 CroreFunding supportSoft loan / equity / convertibleIncentiveEligibility checkView details →Micro LoanSVANidhiPM SVANidhiPM Street Vendor's AtmaNirbhar NidhiStreet VendorsInterest SubsidyCashbackCollateral-free working capital for street vendors with 7% interest subsidy and digital cashback.Up to ₹50,000Funding support7% interest subsidy + cashbackIncentiveEligibility checkView details →Start HereUdyamUdyam RegistrationUdyam MSME RegistrationRegistrationFreeGatewayThe official MSME certificate — unlocks priority lending, subsidies, tender benefits and payment protection.Gateway to all schemesFunding supportFree · paperlessIncentiveEligibility checkView details →Tender EdgeNSICNSIC RegistrationNSIC Single Point RegistrationGovt PurchaseEMD WaiverTendersPurchase preference in government tenders, EMD waiver and raw-material & credit support.Raw-material & credit supportFunding supportTender EMD exemptionIncentiveEligibility checkView details →Export BenefitRoDTEPRoDTEPRemission of Duties and Taxes on Exported ProductsExportDuty RefundScripsRefunds embedded central, state and local taxes on exported goods as transferable e-scrips.0.3% – 4.3% of FOBFunding supportTransferable duty creditIncentiveEligibility checkView details →Home BuyersPMAY-UPMAY UrbanPradhan Mantri Awas Yojana — Urban 2.0HousingInterest SubsidyInterest subsidy on home loans for first-time urban home buyers from EWS, LIG and MIG families.Home loan up to ₹25LFunding supportSubsidy up to ₹1.80 LakhIncentiveEligibility checkView details →

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🔎Scheme identificationBenchmark every central & state scheme for your sector.

✅Eligibility assessmentKnow your approval chances before you apply.

📑Documentation & DPRProject reports, projections and paperwork prepared.

🤝Application till sanctionBank coordination through to subsidy disbursement.

Scheme limits and rules change — we verify each one against the official portal before filing.