पैसा पाएंLoans
Not sure which loan is right?Our AI Loan Engine sizes your working-capital gap, picks the right structure and ranks the lenders most likely to sanction — before you apply anywhere.
Launch AI Loan Engine →Pick a loan option
Choose what you need the funds for to compare matched lenders, estimates and next steps.
Matched offers for Working Capital
Indicative lender categories and terms for this purpose — compare, then take it into the journey below.
Processing time
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TRDTReDS / Invoice Discounting PlatformCollateral-free
Processing Time1 - 3 days
Interest Rate9% onwards
Processing FeesUpto 0.5%
Max. Loan Amount₹2 Crore
PSBPublic Sector Bank (MSME desk)
Processing Time7 - 12 days
Interest Rate9.5% onwards
Processing FeesUpto 1%
Max. Loan Amount₹5 Crore
CGTCGTMSE-backed LenderCollateral-free
Processing Time10 - 15 days
Interest Rate10.5% onwards
Processing FeesUpto 1.5% + guarantee fee
Max. Loan Amount₹5 Crore
PVTPrivate Bank — Business Loan
Processing Time3 - 6 days
Interest Rate12% onwards
Processing FeesUpto 2%
Max. Loan Amount₹1 Crore
SFBSmall Finance Bank
Processing Time4 - 8 days
Interest Rate14% onwards
Processing FeesUpto 2%
Max. Loan Amount₹30 Lakh
DGLDigital Lender — UnsecuredCollateral-free
Processing TimeInstant - 2 days
Interest Rate16% onwards
Processing FeesUpto 3%
Max. Loan Amount₹50 Lakh
Illustrative lender categories, not live quotes. Final rate, fee and amount depend on your documents and lender assessment.
Step-by-step journey
Discovery to outcome — move through the steps, fill in your details and the numbers update as you go.
1
Discover
A cash-flow flag on the Business Health Score, or you open पैसा पाएं directly and say what you need.
Calculator for your selected loan
Working Capital Limit Estimator
For: पैसा चलाने के लिए — Working Capital
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%
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% p.a.
Eligible Working Capital Limit₹12,00,000
Est. Monthly Interest Cost₹6,300
Illustrative only — actual rate, tenure and eligibility are set by the lender or scheme, not by this calculator.
Step 1 of 5
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