PMAY Urban
Pradhan Mantri Awas Yojana — Urban 2.0
Interest subsidy on home loans for first-time urban home buyers from EWS, LIG and MIG families.
Home loan up to ₹25LFunding supportSubsidy up to ₹1.80 LakhIncentivepmay-urban.gov.inOfficial portal
Who can apply
- Family has no pucca house anywhere in India
- Annual income up to ₹9 Lakh (EWS/LIG/MIG)
- Property value up to ₹35 Lakh
Key benefits
- 4% interest subsidy on first ₹8L of loan
- Released in yearly instalments
Documents needed
- Aadhaar
- Income proof
- Property documents
How to apply
- Apply on PMAY-U portal
- Lender processing
- Subsidy credited to loan account
Am I eligible for PMAY Urban?
1What are you looking for?
2What's your business type?
3How much funding do you need?
4How old is the business?
5Owner category
Frequently asked
Is this a business scheme?
No — it's for the owner's family home, but many MSME owners qualify and we help with it.
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Information summarised from official guidelines; limits change — always verified against pmay-urban.gov.in before filing.